DISCLAIMER

All information, materials and services regarding prospectuses or base prospectuses (collectively, “Prospectuses”), offered on this website with all sub-sites (collectively, the “Website”) and securities of Vienna Insurance Group AG Wiener Versicherung Gruppe (“VIG”) issued thereunder have been prepared for information purposes only and do neither constitute an offer to sell nor a request to submit an offer or to subscribe for or purchase or sell securities. The securities referenced have already been issued.

The information on this Website regarding securities of VIG is aimed exclusively for persons who are named as the addressed group of persons in the respective Prospectuses, amendments or final terms. Other persons, in particular group of persons, who are explicitly excluded from the purchase of the securities in the mentioned documents, are not addresses of this Website and the information contained therein.

The publication and distribution of information available on this Website as well as the offering and sale of securities of VIG is prohibited or restricted by law in some jurisdictions. Therefore, persons in countries in which the offering or sale of securities described on this Website is forbidden must not access this Website. This applies in particular to the United States of America (“USA”), Australia, Canada and Japan. This information is in particular not aimed at “U.S. persons” (as defined in Regulation S of the U.S. Securities Act of 1933, as amended) or persons resident in or domiciled in the USA, Australia, Canada or Japan.

Persons who request information on this Website or otherwise come into possession of information on securities issued by VIG have to inform themselves about any possible restrictions and to comply with such restrictions. VIG assumes no liability for claims or damages resulting from the unauthorized acquisition of securities or from the unauthorized access to or even reading of the information provided on or through this Website. VIG is also not obliged to update the content on or available through this Website and received information may no longer be up to date. The content of this Website can be deleted at any time and without prior notice.

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have fully read, understood and accepted this information and the disclaimer and comply with the restrictions contained therein;




are neither a U.S. person nor resident or domiciled in the USA, Australia, Canada or Japan and are not acting on behalf of any person to whom the foregoing applies;




have informed yourself about all possible legal restrictions and ensure that, in accordance with applicable legislation, access to the content available through this Website is neither restricted nor prohibited; and




do not make the content of the Website available to a person who is not authorized to access the Website or who is located in a country where such access would violate local regulations.