Key Figures

Kennzahlen der Vienna Insurance Group
INCOME STATEMENT                   2019 2018 2017

2016

Premiums written EUR millions 10,399.4 9,657.3 9,386.0 9,051.0
Net earned premiums - retention EUR millions 9,317.9 8,729.4 8,509.6 8,191.3
Financial result EUR millions 1,010.8 1,037.5 924.3 958.8
Expenses for claims and insurance benefits - retention EUR millions -7,262.7 -6,947.0 -6,872.6 -6,753.4
Acquisition and administrative expenses EUR millions -2,293.2 -2,140.7 -2,040.3 -1,907.8
Result before taxes EUR millions 521.6 485.4 442.5 406.7
Net result for the period after
taxes and non-controlling interests
EUR millions 331.3 268.9 297.6 287.8
Combined Ratio % 95.4 96.0 96.7 97.3
   Claims ratio % 63.7 64.7 66.3 66.9
   Cost ratio % 31.7 31.3 30.4 30.4
           
BALANCE SHEET   2019 2018 2017 2016
Investments1 EUR millions 43,076.1 44,336.9 44,994.0 43,195.8
Shareholders' equity (including non-controlling interests) EUR millions 5,190.7 5,835.7 6,043.9 5,711.3
Underwriting provisions EUR millions 40,002.1 38,115.3 38,780.9 37,350.0
Total assets EUR millions 50,344.9 51,163.5 51,714.0 50,008.1
Return on Equity  (RoE)2 % 10.5 8.9 8.3 8.9
           
SHARE   2019 2018 2017 2016
Number of shares Piece 128,000,000 128,000,000 128,000,000 128,000,000
Market capitalisation EUR millions 3,251.2 2,595.8 3,297.9 2,726.4
Average number of shares
traded by day
Piece rd. 65,000 ~ 86,000 ~ 104,000  ~ 161,000
Book value per share3 EUR 33.67 32.64 31.93 29.99
End-of-period price EUR 25.400 20.280 25.765 21.300
High EUR 25.850 28.740 26.520 24.790
Low EUR 20.000 19.900 21.590 16.095
Share performance for the year
(excluding dividends)
% 25.25 -21.29 20.96 -15.78
Dividend per share EUR 1.15 1.00 0.90 0.80
Dividend yield % 4.53 4.93 3.49 3.76
Earnings per share4 EUR 2.59 2.04 2.23 2.16
Price-earnings ratio as of 31 December   9.81 9.94 11.55 9.86
            
EMPLOYEES   2019 2018 2017 2016
Number of employees (average for the year)   25,736 25,947 25,059 24,601

 

Rounding differences may occur when rounded amounts or percentages are added.
1 Incl. unit-linked and index-linked life insurance investments and excl. cash and cash equivalents
2 RoE is the ratio of Group result before taxes to total average shareholders’ equity.
3 The value is calculated using shareholders’ equity less non-controlling shares and revaluation reserve as well as
   hybrid bonds in the previous years.
4 The calculation of this figure includes the proportional interest expenses for hybrid capital in previous years.
   The undiluted result per share equals the diluted result per share (in EUR).