Legal disclaimer concerning financial instruments issued by Vienna Insurance Group Ag Wiener Versicherung Gruppe

All information, materials and services regarding financial instruments and securities offered on this and the following linked websites (collectively, the "Website") of the VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe (the "Issuer") are intended exclusively for investors who (i) do not qualify as retail investor within the meaning of Directive 2014/65/EU (MiFID II), and (ii) are not subject to sales or purchase restrictions. Information and documents provided on the Website (collectively, the "Information") provide information and documents published at the respective time of offers of the financial instruments of the Issuer.

The publication and distribution of Information as well as the offering and selling of the products and services described on the Website are prohibited by law in some jurisdictions. For this reason, persons in jurisdictions sin which the publication, purchase and sale of the products and services described on this Website is not legally permitted, are not permitted to access the Website and/or purchase the products shown on the Website.

The Information is not intended for "U.S. persons" (as defined in Regulation S under the U.S. Securities Act of 1933, as amended (the "Securities Act")) or persons resident in the United States of America ("United States"), Canada, Australia or Japan. The Information must not be viewed by or – directly or indirectly – distributed to unauthorized persons. The users of this Website are requested to inform themselves about any restrictions applicable to them and to comply with them. Failure to comply with these restrictions may constitute a violation of the applicable securities laws.

In order to visit the following pages of the Website, you must confirm and agree that you (i) have read and understood the above, (ii) agree to abide by the restrictions contained therein, (iii) do not qualify as retail investor within the meaning of Directive 2014/65/EU (MiFID II) or other applicable laws, do not act on behalf of retail investors and will not provide Information to retail investors, (iv) are not a U.S. Person (within the meaning or Regulation S of the Securities Act) and (v) (a) have neither your residence nor stay in the United States, Canada, Australia or Japan, nor (b) act on behalf of persons which are resident in the United States, Canada, Australia or Japan, nor (c) will provide Information to persons which are resident or have their stay in the United States, Canada, Australia or Japan.

You are solely responsible to check and confirm whether you have authorization to access the Website in accordance with the legal provisions applying to you. The Issuer is not responsible for the dissemination of the content of the Website to persons or organizations that have provided false information about their rights of access Website. The Issuer declines any liability for loss or damage of any kind which may arise through the use of the Website and the Information. The content of this Website can be changed or deleted at any time and without prior notice.

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