Legal notice & terms of use

Legal notice & terms of use

Legal notice

Information in accordance with § 5 of the Austrian E-Commerce Act (E-Commerce Gesetz) General information and § 24 of the Austrian Media Act (Mediengesetz)
Disclosure in accordance with § 25 of the Austrian Media Act
Disclosure in accordance with § 14 of the Austrian Commercial Code (UGB)


Operator of the website, media owner and publisher:

VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe

  • A joint stock corporation with registered office at Schottenring 30, 1010 Vienna, registered with the Commercial Court of Vienna under FN 75687 f
  • Address: Schottenring 30, P.O. Box 80, A-1011 Vienna, Austria
  • Telephone: +43 (0)50 390-22000
  • Email: info(at)
  • Editorial Department: Barbara Grötschnig, Wolfgang Haas, Nina Higatzberger, Petra Ringler, Birgit Moosmann, Therese Larsson.
  • Editorial Department address: Schottenring 30, 1010 Vienna, Austria
  • Website design: FCB NEUWIEN,
    Werbeagentur GmbH., Mariahilferstraße 17, 1060 Vienna, Austria
  • VAT No.: ATU 36837900
  • Data Processing Register No. (DVR): 0016705
  • Legal Entity Identifier (LEI-Code): 549300JCRU23I1THU176
  • Supervisory Authority: Austrian Financial Market Authority, Otto Wagner Platz 5, 1090 Vienna, Austria

    Member of the Austrian Chamber of Commerce and
    the provincial Chambers of all Austrian provinces as well as
    the Austrian Insurance Association (VVO)


The terms and conditions of use applying to the use of all information, documents or other disclosures on the website of VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe are provided below under “Terms and conditions of use”.
Please read this section carefully.

Basic purpose of the medium
The purpose of the website of VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe (VIG) is to provide information about the company, its services and products, and related information. This information does not constitute an offer in the legal sense.

Corporate object of the media owner

The Company has the strategic leadership and takes over the central service functions of the group including infrastructure. Furthermore, the Company carries on the casualty insurance business as well as the property insurance business (property damage insurance and pecuniary loss insurance) as well as the reinsurance business in those branches for which it has the approval of the Austrian Financial Market Authority.

As far as they relate directly to the insurance business, the corporate objects of the Company shall be: 

a) acquiring interests in other companies;
b) acting as an insurance intermediary;
c) acting as an advisor for insurance matters;
d) acting as an intermediary for mortgage loans and personal loans, and for the acquisition and disposal of securities, provided these activities are connected to the insurance business;
e) acting as an intermediary for home loan and savings contracts;
f) providing automatic data processing and information technology services;
g) establishing and managing organizational institutions for companies in which the Company holds an interest or with which a cooperation agreement has been concluded;
h) performing administrative tasks for companies in which the Company holds an interest or with which a cooperation agreement has been concluded;
i) operating private medical facilities in the form of company outpatient clinics that provide medical treatment to employees of the Company.

Management Board of the media owner:
General Manager Elisabeth Stadler
Management Board Director Franz Fuchs
Management Board Director Peter Höfinger
Management Board Director Martin Simhandl
Management Board Director Judit Havasi

Supervisory Board of the media owner:
Günter Geyer (Chairman)
Rudolf Ertl (First Deputy Chairman)
Maria Kubitschek (Second Deputy Chairman)
Bernhard Backovsky
Martina Dobringer
Gerhard Fabisch
Heinz Öhler
Georg Riedl
Gabriele Semmelrock-Werzer
Gertrude Tumpel-Gugerell

About 70% of the shares of the VIG are held by Wiener Städtische Wechselseitger Versicherungs­verein – Vermögensverwaltung – Vienna Insurance Group, Schotten­ring 30, 1010 Vienna, Austria, registered with the Commercial Court of Vienna under the number FN 101530i. About 30% of the shares are in free float.

Terms and conditions of use

Information The purpose of the VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe (VIG) website is to provide information about our Company, its services and products, and related information. This information does not constitute an offer in the legal sense.

The information on this website has been carefully prepared and is updated regularly. VIG nevertheless assumes no liability for the accuracy, completeness or timeliness of the information. VIG attempts to make the website available at all times, but assumes no liability in the event that this website is fully or partially unavailable for a specific period of time. The information contained in the website does not constitute legal, investment or other advice in any way whatsoever. For binding information on our insurance contracts, please refer to our insurance policies and the contractual terms applicable to them. For any other information please call the following direct telephone number: +43 (0) 50 390 22000.

VIG is not liable under any circumstances for direct or indirect damages or consequential damages resulting from the use of information or material from the VIG website or from accessing other websites through the use of links.

VIG assumes no liability that information, software or other material accessible from its website is free of viruses or other harmful components.

Gender-specific terms
To enhance the readability of the website, no distinction has been made between male and female. In the interests of equal treatment, gendered terms generally refer to both sexes.

By using the hyperlinks on the VIG website, it is possible to visit other websites not operated by VIG. Such websites contain information from independent third parties that could be useful and interesting to our website’s visitors. Please note that the respective operators of these websites are solely responsible for their design and contents. VIG assumes no liability whatsoever for such website operators or the information provided by them.

Data protection
Data protection is very important to VIG and personal data are handled in complete confidence. If we receive data from you through our website, this information is used solely for the purposes you intended and is otherwise not disclosed to third parties.


Privacy *

This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). 
Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. 
In case of activation of the IP anonymization, Google will truncate/anonymize the last octet of the IP address for Member States of the European Union as well as for other parties to the Agreement on the European Economic Area. 
Only in exceptional cases, the full IP address is sent to and shortened by Google servers in the USA. 
On behalf of the website provider Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage to the website provider. 
Google will not associate your IP address with any other data held by Google. 
You may refuse the use of cookies by selecting the appropriate settings on your browser. However, please note that if you do this, you may not be able to use the full functionality of this website. 
Furthermore you can prevent Google’s collection and use of data (cookies and IP address) by downloading and installing the browser plug-in available under

Further information can be found under (Google Analytics Terms of Service & Privacy). 
Please note that on this website, Google Analytics code is supplemented by “gat._anonymizeIp();” to ensure an anonymized collection of IP addresses (so called IP-masking).

(* Source:

Geographical limits
The services and products presented on our website are intended for persons having their normal residence in Austria. Consumers may only purchase insurance policies formulated in the German language. All legal relationships are governed by Austrian law.

The design and contents of this website are protected by copyright. Unless explicitly indicated otherwise, the use of text and images is permitted only with VIG’s consent. If links pointing to the VIG home page or one of its websites are used, the VIG website must be the sole component in the browser window.

We will gladly answer any questions you might have. Please call the following telephone number: +43 (0) 50 390 22000.